Monday, November 23, 2015

One Colorado's 2016 Transgender Health Insurance Buyer's Guide

By Daniel Ramos

It’s important to know that from now until January 31st, 2016, Coloradans can shop for health insurance on our state’s own marketplace, Connect for Health Colorado.

Still, if you’re a transgender Coloradan, finding coverage that meets all your health care needs can be complicated. That’s why today, One Colorado is releasing our Transgender Health Insurance Buyer’s Guide — so that transgender people across our state can see which insurance companies provide complete coverage for transgender Coloradans.

We’ve developed this helpful guide for transgender Coloradans so that their shopping experience for health coverage is less confusing and burdensome. The insurance companies under the green smiley face provide complete coverage for transgender Coloradans; the companies under the yellow neutral face have partial coverage; and the companies under the red frowny face have inadequate coverage.

It’s also important to know how accessible Colorado insurance companies make information regarding services provided for transgender consumers, so we’ve rated that as well. The insurance companies under the green smiley make information easily accessible; the companies under the red frowny face do not.

Our buyer’s guide is meant to be a useful step in making sure transgender Coloradans can access the care they need, but we can’t promise that everything will be covered by any insurance plan. Make sure you check with your provider before changing plans.

If you are denied care, you may still have to appeal that decision with any insurance company on this list — but the One Colorado team can assist you there, too! If you think you’ve been denied coverage because you’re transgender, contact our Deputy Director, Daniel Ramos, by emailing danielr@one-colorado.org.

Click here for the 2016 Transgender Health Insurance Buyer’s Guide.